Why Medical Distributors Need Insurance
Even if you’re not repackaging or relabeling, you face serious liability exposure. You’re selecting implant sizes and indications provided by surgeons, delivering sterile-packed implants, and present in the OR. If something goes wrong, your role in the sales chain puts you or your reps—W2 or 1099—at risk for a negligence claim. On top of that, you face exposure through commercial auto, property, workers comp, cyber threats, and EPL claims. We’ve built protection around all of it.
Savings & Coverage
On average, our program saves medical distributors 25% on their annual insurance spend while increasing critical lines of coverage. Because we understand your business, we know where to enhance protection without wasting premium. We’re one of the only programs that extends liability coverage to your 1099s, not just W2s. Our umbrella coverage is also one of the few that sits over general liability, auto, workers comp, and professional liability—giving you comprehensive protection where others fall short.
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