The TruDistrib Program
Our liability policy is different from every other. It’s one of the only programs rated off commission revenue, includes 3 years of full tail, extends to 1099s, and comes with a $5M umbrella that sits over general liability, auto, workers comp, and professional liability.
Our property, workers comp, and commercial auto coverage is built for distributors. We cut comp costs, cover transit and off-site inventory, and access top auto carriers—delivering smarter protection and lower premiums across the board.
Our EPL and Cyber coverage protects your business from the risks you can’t see—fraudulent emails, wire scams, and employee lawsuits. We include coverage for social engineering and wrongful termination where most programs leave gaps.
A Program For Medical Distributors
We specialize in protecting independent medical distributors with tailored insurance programs built by people who’ve worked inside the industry. From OR liability to commercial auto and property coverage, we know exactly what you need—and what you don’t. Our streamlined process saves you time, cuts costs, and delivers the protection your business actually needs.
Why Choose TruDistrib?
Tailored Program
Explore customized insurance solutions designed for medical distributors.
You don't need to overpay for your work comp any longer
We help protect your business on the road and in the warehouse with smart, cost-effective commercial auto and property insurance designed specifically for medical distributors.
We provide essential protection against employee-related lawsuits and cyber threats, including social engineering scams, tailored to the risks independent distributors face.
Product & Professional Liability
Our Story
TruDistrib, a program within Trucordia’s Life Sciences division, was founded by Aaron Dickson after years of building and supporting independent sales teams in the medtech world. Seeing a major gap in insurance options for distributors, he created a program specifically for them. Today, we protect hundreds of reps with tailored coverage that fits how they truly operate—in the OR, on the road, and in the field. We simplify insurance, reduce costs, and understand the business because we’ve lived it.
About the Program
Who are we and how are we different than anyone else in the industry
TruDistrib was built by people who’ve worked in medical distribution. Our zero-deductible coverage includes built-in tail, 1/3M base limits, and up to $10M umbrella over liability, auto, and workers comp. We cover W2s and 1099s, protect reps in the OR, and insure inventory in transit. Cyber and EPL are included to guard against fraud and employee claims. No one matches our industry insight, speed, or savings. TruDistrib was built by people who’ve actually worked in medical distribution. We offer zero-deductible liability, built-in tail coverage, and 1/3M base limits with an umbrella up to $10M over GL, auto, and work comp. Our program covers W2s and 1099s, protects reps in the OR, and insures property in transit. We include cyber liability with social engineering and EPL for wrongful termination. No one matches our depth of experience, custom coverage, or pricing.
1
Tailored Insurance Programs
Explore insurance programs customized for medical distributors.
2
Risk Management
Effective strategies to mitigate risks associated with medical distribution.
3
Coverage Selection
Understanding the diverse coverage options available for medical distributors.
4
Customized Solutions
Discover tailored insurance solutions designed to meet the specific needs of medical device and DME/HME distributors.
5
Business Protection
Explore strategies to protect your business from potential risks.
6
Expert Guidance
Access professional advice and support in securing the right insurance coverage for your business.
